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How to Buy Litecoin with Credit Card in 2022

Litecoin Credit Card
Author: Alice Leetham Updated: June 9, 2022

Credit cards provide a fast and simple way to purchase Litecoin and are accepted by most major crypto exchanges and brokers. This article will show you how simple the process is and take a look at some of the best places to purchase LTC with your credit card.

How to Buy Litecoin with Credit Card

Use this simple method to make a Litecoin purchase with your credit card.

1. Sign up with our recommended platform

Pick a platform to use and fill in the registration form to create an account. You will likely need to have a photo ID handy to complete the KYC process. The safest platforms for purchasing LTC are regulated ones, and our top choice is linked to below.

1
Min. Deposit
$10
Promotion
User Score
10
Accepts customers from the USA
Deposit $100 and get a $10 bonus!* Build a diversified portfolio with crypto, stocks, and ETFs — all in one place.
Trade on the world's leading social trading and investing platform
Start Trading
Description:
eToro offers a wide range of cryptos, such as Bitcoin, XRP and others, alongside crypto/fiat and crypto/crypto pairs. eToro users can connect with, learn from, and copy or get copied by other users.
Payment Methods
Bank Transfer, Wire Transfer
Full regulations list:
CySEC, FCA
Cryptoasset investing is unregulated in some EU countries. No consumer protection. Your capital is at risk.

2. Make a deposit using credit card

When your account has been verified you can head to the deposit page on your platform and select credit card from the list of payment methods available in your country. Now, simply enter how much you want to deposit and transfer the funds.

3. Buy Litecoin

Find the relevant Litecoin trading pair (this will be LTC/GBP if you have deposited British pounds, for example) and create a market order to buy some LTC instantly. You can also use a limit order to buy LTC once it reaches your preferred price.

Where to Buy Litecoin with Credit Card

A secure and regulated platform is the safest place to purchase Litecoin, but there are other things you may want to consider too, such as fees and user experience. You can see a comparison of the best places to purchase LTC with a credit card in the table below.

1
Min. Deposit
$10
Promotion
User Score
10
Accepts customers from the USA
Deposit $100 and get a $10 bonus!* Build a diversified portfolio with crypto, stocks, and ETFs — all in one place.
Trade on the world's leading social trading and investing platform
Start Trading
Description:
eToro offers a wide range of cryptos, such as Bitcoin, XRP and others, alongside crypto/fiat and crypto/crypto pairs. eToro users can connect with, learn from, and copy or get copied by other users.
Payment Methods
Bank Transfer, Wire Transfer
Full regulations list:
CySEC, FCA
Cryptoasset investing is unregulated in some EU countries. No consumer protection. Your capital is at risk.
2
Min. Deposit
$0
Promotion
User Score
9.3
No Hidden Fees
Instant Trading
Secure & Transparent
Start Trading
Description:
World's longest-standing crypto exchange. Since 2011 Bitstamp has been providing a secure and reliable trading venue to over four million individuals and a range of institutional partners.
Payment Methods
Full regulations list:
3
Min. Deposit
$1
Promotion
User Score
8.7
The world's largest cryptocurrency exchange with over 2bn daily users
Innovative trading platform offering enormous range of crypto coins
Supports over 60 methods of payment including PayPal
Start Trading
Description:
Binance has grown exponentially since it was founded in 2017 and is now one of, if not the biggest cryptocurrency exchanges on the market.
Payment Methods
1Pay, 2C2P, 3d Secure Credit Card, ACH, ANELIK, Abaqoos, AdvCash, AlertPay, Alfa-Click
Algocharge, AliPay, American Express, Apple Pay, AstroPay, BPAY, Bank Link, Bank Transfer, Bank Wire, Baofoo, BitGold, BitPay, Bitcoin, Boleto, Bonds, Borneo Exchanger, Bradesco, CEX.io Mobile App, CFDs, CSS System, CUPS, CartaSi, Carte Bleu, Carte Bleue, Cash, CashU, Cashier Order, Check, Check (UK only), China UinonPay, China Union Pay, China UnionPay, ClickandBuy, Commodities, Contact, Contact Z, Credit Card, Cryptocurrencies, Currencies, DCPay, DIXIPAY, Dankort, Debit Card, Dengi Online, DineroMail, DirectPay, Dotpay, E-dinar, ELV, ENets, EPS, ETFs, EXCARD, Easy2Pay, EcoPayz, Ecommpay, Ecurrencyzone, EgoPay, Emerchant Pay, Eprotections, EstroPay, Ethereum, Euro Bank Account, Euteller, Express Dotpay, Express Polish Post Office 24/7, Express Zabka Market, Ezeebill, Ezybonds, FasaPay, Fastapay, Fastbank, Faster Payments, FilsPay, Forex, GTBank, Gate2Shop, Giropay, GlobalCollect, GlobalPAY, GlobePay, Gluepay, Google Pay, Halcash, I-Account, IPS, Ideal, Indices, Individual US State License(s), Indonesia Exchanger, InstaBill, Instadebit, IntellectMoney, Interswitch, Investmate, Investmate, Itukar, KNET, Klarna, LaoForexBoard, LavaPay, Lion Payment, LiqPay, Litecoin, Lobanet, MOTO, MT4, MT5, Mailing Cash, Market Maker, Masari, Mastercard, MegaTransfer, Mister Cash, Mobile Trading App, Mobile Trading Platform, Moneta, Money Bookers, Money Order, MoneyBookers, MoneyGram, MoneyPolo, Multibanco, NETBANX, Nab, Namecoin, Neosurf, NetPay, OKPAY, OMT, OmahPoin, OnPay.ru, Online Naira, OrangePay, PAYSEC, POLi, POLi & BPay, PYEER, PagoEfectivo, Paxum, Pay Nova, PayCo, PayPal, PayRetailers, PayWeb, Payeer, Payoneer, Payonline, Payvision, Payza, Perfect Money, PocketMoni, Postbank, Powercash 21, Prepaid MasterCard, Prepaid MasterCard (I-Account), Prepaid MasterCard (Intercash), Prepaid MasterCard (Payoneer), Privat 24, Przelewy24, QIWI, RBK Money, Rapid Transfer, RegularPay, SEPA, Safecharge, SafetyPay, SahibExchange, Shilling, SmartPay, Sofort, SolidTrust Pay, SorexPay, Sporopay, Stock Certificate, Stocks, Swish, Teleingreso, Thailand Exchanger, Ticketsurf, Todito Cash, Trade Interceptor, Transact Europe Payment, Trazus, TrustPay, Trustly, UAE Exchange, UPayCard, USD, Ukash, Unet, UnionPay, Unistream, Uphold, Verve, Vietnam Exchanger, Visa, VixiPay, VoguePay, Vouchers, Wallet One, WeChat, Web Based Trading Platform, WebMoney, WebPay, Webtrader, Western Union, Wire Transfer, Wirecard, Yandex, Yandex Money, Yemadai, YuuPay, Z-Payment, Zenith, cTrader, dinpay, eCard, eCheck, eKonto, ePay bg, ePayments Transfer, eToro Mobile Trading Platform, eToro Trading Platform, eTranzact, iPay, mPay, neteller, paysafecard, postepay, skrill, unichange.me
Full regulations list:

Pros & Cons of Buying Litecoin with Credit Card

Here are some factors to help you decide whether to buy Litecoin with your credit card.

Pros

  • Universal acceptance. Credit cards are accepted pretty much everywhere, including most crypto brokers and exchanges.

  • Spread the cost. If you make a large LTC purchase with your credit card, you can put off the cost until later or pay it off in installments.

  • Protection. Credit card providers use the latest technology to protect their customers against fraud, as well as provide buyer protection.

  • Rewards. Many providers offer rewards such as loyalty points or cashback when you make purchases with their credit card.

Cons

  • High fees. Exchanges often charge higher fees for credit card deposits than for other deposit methods. Your credit card provider will also charge fees for late payments and exceeding your credit limit.

  • Debt. Using a credit card is effectively borrowing money, which you’ll have to pay back with interest. If you’re unable to do so, you could get trapped in spiralling debt. 


Fees When Buying Litecoin with Credit Card

The fee for making a credit card deposit will vary between crypto platforms so you will have to consult your platform website. There are also other fees to consider when purchasing Litecoin, including blockchain transaction fees and any spread, commission, or trading fees charged by your platform.

Is Buying Litecoin with Credit Card Right for Me?

If you’re prepared to make the interest payments, credit cards can provide a convenient way to purchase Litecoin from most crypto platforms. Credit cards are especially useful for those who want to spread the cost of their Litecoin purchase.

Frequently Asked Questions

  1. Many crypto platforms support credit card withdrawals for fiat currency, though there may be a fee for this. You cannot withdraw a cryptocurrency with your credit card.

  2. Yes. You can use your credit card to purchase any cryptocurrency that is listed on your crypto platform.

  3. Making big crypto purchases with your credit card that you can’t pay off could be bad for your credit score, but if you use your credit card responsibly, your credit score could improve.

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