How to Buy Litecoin with Credit Card in 2023

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Credit cards provide a fast and simple way to purchase Litecoin and are accepted by most major crypto exchanges and brokers. This article will show you how simple the process is and take a look at some of the best places to purchase LTC with your credit card.

How to Buy Litecoin with a Credit Card

The easiest way to buy Litecoin with a Credit Card is to purchase it online from a crypto exchange. Exchanges make it easy to buy and sell Litecoin and other cryptocurrencies directly from your smartphone, tablet or computer. Check out our recommended platforms below and follow the steps to safely buy Litecoin with a Credit Card.

1. Choose a platform

Pick a platform to use and fill in the registration form to create an account. You will likely need to have a photo ID handy to complete the KYC process. The safest platforms for purchasing LTC are regulated ones, and our top choices are linked to below.

2. Make a deposit using credit card

When your account has been verified you can head to the deposit page on your platform and select credit card from the list of payment methods available in your country. Now, simply enter how much you want to deposit and transfer the funds.

3. Buy Litecoin

Find the relevant Litecoin trading pair (this will be LTC/GBP if you have deposited British pounds, for example) and create a market order to buy some LTC instantly. You can also use a limit order to buy LTC once it reaches your preferred price.

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Where to Buy Litecoin with Credit Card

A secure and regulated platform is the safest place to purchase Litecoin, but there are other things you may want to consider too, such as fees and user experience. You can see a comparison of the best places to purchase LTC with a credit card in the table below.

Pros & Cons of Buying Litecoin with Credit Card

Here are some factors to help you decide whether to buy Litecoin with your credit card.


  • Universal acceptance. Credit cards are accepted pretty much everywhere, including most crypto brokers and exchanges.

  • Spread the cost. If you make a large LTC purchase with your credit card, you can put off the cost until later or pay it off in installments.

  • Protection. Credit card providers use the latest technology to protect their customers against fraud, as well as provide buyer protection.

  • Rewards. Many providers offer rewards such as loyalty points or cashback when you make purchases with their credit card.


  • High fees. Exchanges often charge higher fees for credit card deposits than for other deposit methods. Your credit card provider will also charge fees for late payments and exceeding your credit limit.

  • Debt. Using a credit card is effectively borrowing money, which you’ll have to pay back with interest. If you’re unable to do so, you could get trapped in spiralling debt. 

Fees When Buying Litecoin with Credit Card

The fee for making a credit card deposit will vary between crypto platforms so you will have to consult your platform website. There are also other fees to consider when purchasing Litecoin, including blockchain transaction fees and any spread, commission, or trading fees charged by your platform.

Is Buying Litecoin with Credit Card Right for Me?

If you’re prepared to make the interest payments, credit cards can provide a convenient way to purchase Litecoin from most crypto platforms. Credit cards are especially useful for those who want to spread the cost of their Litecoin purchase.

Frequently Asked Questions

Can I make withdrawals with my credit card?

Many crypto platforms support credit card withdrawals for fiat currency, though there may be a fee for this. You cannot withdraw a cryptocurrency with your credit card.

Can I purchase other cryptocurrencies with my credit card?

Yes. You can use your credit card to purchase any cryptocurrency that is listed on your crypto platform.

Will my credit score be affected?

Making big crypto purchases with your credit card that you can’t pay off could be bad for your credit score, but if you use your credit card responsibly, your credit score could improve.