ChangeNOW Review 2021

ChangeNOW is a cryptocurrency exchange service that allows users to make fast and anonymous transactions. It works like a non-custodial service that is created for people who want to make secure and private crypto transactions, including fiat to crypto exchanges.

Analysing the functional aspect of the platform, you have hundreds of available currencies in front of your fingertips, and the platform supports 10,000 trading pairs that facilitate its conversions.

Best of all, all of the calculations for working out trade values is done automatically based on the latest charts and data — plus funds can be stored directly in your crypto hardware wallet.

Furthermore, ChangeNOW even features its own internal cryptocurrency token known as the NOW token that can power the platform. This review will shed some light on the platform and help you analyse if it's right for you.

3 Steps to Sign Up to ChangeNOW

If you want to Sign Up to ChangeNOW, the beauty of the exchange, and its main sales-pitch to its users is the fact that you do not have to create an account. To exchange your cryptocurrency holdings, you can follow these three steps.

Select Currency: First, select a currency you want to exchange in the "You Send" section. Then select a currency you want to get in the "You Get" section of the page. You will instantly see the best exchange rate. Then click on "Exchange", the large green button below the bars.

Enter Recipient Address: Second, enter the recipient address, or the address you would like to receive your coins to and click on “Next”. If you do not have a wallet, you can click on the "do not have a wallet" section to learn how to set up a wallet.

Review and Confirm: Third, you will see the review of the currency you are about to send, the currency you will get in return, the recipient address, the exchange rate, and the estimated transaction time. Finally, click “Confirm” to complete the transaction.

ChangeNOW Pros and Cons


No account registration is required
It is a non-custodial service and does not control your crypto assets as a result
Has the best rates on the market, which are automatically calculated at the time of exchange
There is no upper limit for transaction amounts
There are hundreds of cryptocurrencies available
Many crypto wallets are supported


Slightly higher fees when compared to other platforms
Not every fiat currency is available

ChangeNOW Compared

ChangeNOW has plenty of perks when you compare it to similar swap platforms out there. The biggest one is the fact that there are no limits as to the amount of cryptocurrency you can swap, which means that you can swap however much you want or need, at whatever time you need it.

You also do not have to create an account to make the swaps, which saves a lot of time and increases the level of privacy, living up to the whole crypto expectancy in the first place.

The user interface is extremely easy to understand, and you are in and out in just a few minutes. Swaps can take from 10 to 20 minutes to complete depending on the currency in question, so things move along quickly in that regard too.

If however, you feel that this is not the right platform for your specific needs, remember that there are other options out there available to you.

History of ChangeNOW

ChangeNOW launched back in September 2017. As such, it became the first exchange platform to support Bitcoin Gold, a Bitcoin fork.

In March 2018, the developer API was released, allowing for greater improvements to the platform, as well as the launch of an affiliate program.

Two months later, the NOW Token was issued on the Ethereum blockchain, and extended instruments for partners of the affiliate program were also released, including API libraries, buttons and widgets.

July of 2018 was also a big month; ChangeNOW fixed their rate exchanges for integrated multiple partners and service providers. In April of 2019, a new infrastructure introduced Lightning NOW, NOW Payments, Asset Listing, NOW Swaps and NOW nodes.

In April 2019, the exchange also issued a Binance Chain token, as well as the Binance DEX which is known as BEP2 NOW. In August 2019 they integrated Simplex, which also allowed for fiat-to-crypto purchases on the platform.

ChangeNOW Regulation and Security

ChangeNOW’s level of regulation and security is to a high standard when compared to other centralised cryptocurrency exchanges due to the simple fact that it does not keep your funds, and it does not require you to register for an account either. 

Everything you have exchanged on the platform is sent back to your wallet, so it is your responsibility to keep your funds secure, as only you have control over them.

Is ChangeNOW Safe?

ChangeNOW is a non-custodial exchange as previously mentioned, which means that all of the currency traded is and always will be in the private wallets of its users. Due to this, the platform does not store any personal information or private keys on its servers.

Since it does not have an integrated wallet it also cannot access your coins. If any hack were to happen, the site would still be unable to take any of your currency since it is not holding on to anything. The platform itself supports wallet services such as Ledger, Atomic Wallet, Exodus and Trezor.

ChangeNOW Reputation

The company itself maintains a solid following, with fans and supporters that enjoy the service. This means that the reputation is fairly good.

This should be the goal for many companies, as a solid reputation brings in more users to the site, and the more users a site has the better the service can become. With access to hundreds of currencies and availability across the globe, ChangeNow is ideal if you are looking for an exchange you can trust and want to remain anonymous.

The platform itself is created by a team of blockchain experts and is fully secure by being registration-free, allowing clients to avoid identification or financial theft.

Is ChangeNOW for Me?

At this point, you might be asking yourself if ChangeNOW is the platform you have been looking for, and the answer to that question is highly dependent on what kind of person you are and what you are looking to gain out of it. Different users will have different experience levels in the field of trading and selling altcoins, from the convenience to the fees and so on, and as such this will all be based on personal experience, values and expectations.

I’m a Beginner

For beginners, ChangeNOW offers an extremely simple and intuitive website. You simply open up the website, enter the amount and type of cryptocurrency you want to change, to the type of cryptocurrency you want to receive, and click on exchange. The page also features an amazing FAQ section that will bring just about anyone up to speed with what they need to know.

I’m Advanced

On the other end of the spectrum, we have more experienced users. If you are an advanced user, the most important aspects are the classic rate and fixed-rate calculations in exchanging cryptocurrencies. This means that when you want to, for example, trade from BTC to ETH, the expected rate is calculated in real-time, and there are no extra fees attached to the transfer.

If on the other hand, you want to purchase cryptocurrency with fiat currency or purchase fiat currency with cryptocurrency, that is also a possibility. The expected exchange rate is also calculated in real-time based on the latest stats, and the transfers take between 10 to 20 minutes depending on the currency in question.

ChangeNOW Wallets: Features, Supported Cryptocurrencies and Security

It is important to note that in regard to wallet support, ChangeNOW supports wallet services such as Ledger, Atomic Wallet, Exodus and Trezor. If you want to know what supported cryptocurrencies there are on ChangeNOW, they support more than 10,000 currency pairs. Some of the most popular ones are Bitcoin, Ethereum, Tether OMNI and Tether ERC20, Tether TRC20, Ripple, Cardano, Polkadot, Binance Coin (ERC20), Binance Coin Mainnet, Litecoin, Chainlink, Bitcoin Cash, Stellar, Dogecoin and much more.

In terms of security, ChangeNOW stores none of your data and does not require you to register for an account or send any personal information to them like an ID. The funds go directly to your crypto wallet and the deal is done.

How to Transfer your Crypto Funds From/To ChangeNOW

When you visit the website, you are greeted by three menus.

  • Classic Rate     

On the classic rate menu, you can select the cryptocurrency you will be sending, and enter the amount of it you would like to send. You will get an expected rate, with no extra fees, and an instant estimate as to how much of the other currency you will receive. On the bottom row, you can select the cryptocurrency you would like to change it to, and as such, the conversion process will commence. Once this is estimated, you can click on exchange.

  • Fixed-Rate

To analyse the fixed-rate, on the top row you can select the cryptocurrency you want to send as well as the amount. You will get an exact change amount, and no extra fees. On the second row you can select the cryptocurrency you want to receive, and as such, get an estimate for that too. Finally, click on Exchange and you are good to go.

  • Buy Crypto

When you click on “buy crypto”, you can select the amount of money you want to send, and the amount of cryptocurrency you will get. You can send payments in many currencies, including USD, EUR, GBP, CAD, JPY, RUB, AUD, CHF, CZK, DKK, NOK and many more. While ChangeNOW does not have every currency in the world supported, it has a fair number of them available to please most people.

On the “You Get” section you can purchase many currencies, some of the most popular ones being BTC, ETH, LTC, XLM, XMR, TRX and XTZ.

Simply enter the desired currency, write down the amount you want to send, and you will receive an estimate as to how much you will receive. Finally, you can click on “Buy” and enter your wallet information.

On the following menu, you will need to enter the recipient address, or simply the address you would like to use. Once you review and confirm all of the information, you are automatically agreeing to the terms and conditions. You can click on confirm and the transaction will start. It typically takes from 10 to 20 minutes at the most for it to complete, depending on the cryptocurrencies chosen. 

Remember that you can also use the QR code provided to you on the page and wait for your coins to arrive that way.

Fees and Costs of ChangeNOW

Before we discuss the fees, we have to say one thing about the ChangeNOW platform as a whole and that is that the network fees, as well as all other exchange changes, are included in the rate and you will not incur any extra costs.

The expected exchange rate on the website is the rate at this exact moment. It takes some time to send the deposit and confirm the transaction, and with the market volatility, you might get a bit less or a bit more than you thought you would.

You also have the option to choose the fixed rate flow if you would like to be certain of the amount of cryptocurrency you will receive on your account, and that it will remain the same as your estimate no matter what. With a fixed rate, you can enjoy stability, while ChangeNOW takes all of the risks.

The processing of exchanging cryptocurrency consists of many steps, and as such, various fees are applied to each step.

You might need to pay fees for the following:

  • The network fee for the deposit transaction from a customer’s wallet
  • The network fee for transferring coins in the liquidity provider
  • The trading fee that the liquidity provider charges     
  • The network fee for sending the exchanged funds to the customer

These can vary depending on which currency you have selected and the amount being exchanged. For every swap, ChangeNOW will find the fastest and user-oriented way to execute the swap. That is why all of the fees are calculated and included in the estimated upfront cost.

Specifically for the fiat rates, this feature is brought by ChangeNOW’s partner Simplex. Simplex charges 5% for each purchase of at least $10, whereas ChangeNOW charges 1% for these purchases. These are applied depending on the currency in question.

Payment Methods & Limits

ChangeNOW supports fiat-based payment methods such as credit cards and debit cards. These include VISA and Mastercard. The full list of supported currencies goes as follows:


If you are curious about the limits found at ChangeNOW, the purchase must be up to $20,000 which is the daily limit, and the monthly purchase limit is $50,000 per person.

Transaction Limitations

The transaction limitations of cryptocurrency exchanges on the ChangeNOW platform include:

  • For upper limits, there is none, and you can exchange as much cryptocurrency as you want throughout each day.
  • For lower limits, they are different between each and every coin that is traded on the platform and can range from $1.7 to $20.

ChangeNOW Performance, Features, and Functionality

ChangeNOW performs quickly and efficiently due to the fact that it is a fairly straightforward platform to use. You open the website, select the type of fiat or cryptocurrency you want to trade with another cryptocurrency, click on exchange and you are good to go.

There are hundreds of cryptocurrencies available with over 10,000 trading pairs. You can trade Bitcoin, Litecoin, Ethereum and much less known altcoins. It is also a non-custodial exchange and requires you to have a wallet for storing cryptocurrencies.

You are not required to make an account, and there are no exchange limits in regard to cryptocurrencies. Mobile support is also high, with an application available for both iOS and Android.

Trading Platform

The trading platform is fully supported as a web application that can be accessed either using a mobile device or a desktop PC or laptop. While the website is optimised for mobile use, you can also download a separate application that is available on both iOS and Android that boasts a smoother experience.

Educational Resources

ChangeNOW provides educational resources, as well as an excellent FAQ section on their website for users that are filled with information on everything a user needs to know before trading on the platform. They also have a YouTube channel filled with educational videos that take you on a step-by-step journey, fully voiced and recorded on how exactly to use the platform, as well as how to buy individual coins.

Trading Options

There are two types of trades on ChangeNOW.

  • You can trade one cryptocurrency for another cryptocurrency.         
  • You can trade fiat currency for any of the supported cryptocurrencies.

Account Types

Discussing the account types found on ChangeNOW, there aren’t any, as you are not required to create an account in order to change or purchase cryptocurrency within the exchange. This is excellent as no one gets any special perks, and the playing field is equal for everyone.

Final Thoughts on ChangeNOW

ChangeNOW offers an excellent way for users to exchange one type of cryptocurrency for another while keeping their coins in the same wallet.

Alternatively, it can be used to exchange fiat currency through the use of Visa and MasterCard in order to purchase cryptocurrencies.

The platform also enjoys fair fees, quick transfer times and a well-designed website and application that truly makes things simplistic to the point where anyone can use it.

ChangeNOW is one of the nicest additions to the crypto swap plethora of platforms and a worthy contender to bring new and inexperienced crypto traders into the world of cryptocurrency.

Frequently Asked Questions

  1. To use ChangeNOW, you are not required to create an account. ChangeNOW does have an automated risk management system that checks all transactions, with each case individually considered.

  2. The processing speed will range from two to 20 minutes, depending on how long it takes for a block to be confirmed on the network. Many orders will typically process within a few minutes. If the transaction is large, the processing may take a bit longer, depending on the size of the transaction as well as the capacity of the block.

  3. Each cryptocurrency wallet has its own unique combination of numbers and letters that can range from 26 to 35 characters in length. It will typically look something like this: 27bkZVEL4Wn6F347PLZBR76rewsQZBEZ7GE.

  4. The card must comply with the requirements of ChangeNOW’s purchase provider Simplex. The card must be issued by either VISA or MasterCard and must use a prepaid card.

Company Information

Company Name: Change Now

Account Information

Minimum Deposit: $2
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